The other day I had a Twitter conversation about the purchase of a new duvet. The buyer was very happy with their purchase and looking forward to bedtime 😉 It also got me thinking about things I think are worth spending money on because even while in debt, there are certain things I won’t compromise on, bedding being one of them.

For the amount of time I spend in bed it has to be good. I want the most comfortable sleep possible, especially given that, with a light-sleeping two-year-old, I may actually only get five hours a night. My very frugal mother converted me to good bedding when I was a kid and I’ve never gone back. Same goes for cheap mattresses, just not worth it to me.

There are some other things that are definitely worth spending the extra money on.

Food

This isn’t necessarily a quality thing per se but I won’t ever compromise my family’s health for debt payments. I spend a great deal of money on fresh produce, food we eat and enjoy. I could easily save $100/month on groceries if I wasn’t buying as much fresh food but it’s something I won’t do. We rarely waste this produce through spoilage so it is money well spent.

Cell Phones

This is a major ‘’want’’ on our list of things we pay for but in 2014 it’s quite simply a way of living. This little device makes my life easier so a price I’m willing to spend. I’m still constantly changing our rate plans up when deals are make available so it’s not something I’ve just set up and forgotten about.

Coffee

Life is just too short but that doesn’t mean I’ll waste $5 per day on it either. I have a Keurig which we love and when the cups go on sale for $0.50 each we stock up!

Bank Fees

I know this is insane to some, but my husband and I attempted to deal with an exclusively online bank but it just didn’t work for us. There were too many times where I needed a teller (for one, it’s 2014 and I’m still paid via payroll cheque), and the online bank couldn’t offer the immediate support we needed. I love that at any point I can walk into the branch at my local bank and know my issue will be resolved.

Travel

This also falls into the ‘’life is too short’’ category. Though our travel is slightly limited while we’re working on paying our debt off, once it is paid off, a large portion of our extra debt payments will be going towards travel. Exploring the world is important to my husband and I so this is money well worth spent. I’m not talking about sitting on a beach somewhere (thought that might be nice once and a while), I’m talking about exploring a country like Turkey and experiencing both Asian and European cultures.

This can be done on the cheap too, though.

The money we earn is meant to be enjoyed. While some want to build up a massive savings so when they pass there is a large estate for whomever to benefit from; that is not in our plans at all. We plan on saving for a comfortable retirement and spending money while we’re alive on things we enjoy!

What are things you enjoy spending money on??